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           2019  One In Three Plan More Saving For 2020              One In Four Plan Christmas

           11th,                                                     Shopping Outside Of State

           December





           |
           EXAMINER





           IRISH  more money in 2020.
               More than a third of Irish people are planning to save

               The latest Bank of Ireland Savings and Investment Index
             shows a fifth intend to spend less money.
               Meanwhile, consumers’ confidence in their ability to save
             has fallen to its lowest level since August 2017.
               The index slid slightly from 94 to 93 in Quarter 4 of this
             year.
               Bank of Ireland Investment Markets spokesperson, Tom
             McCabe, said seasonal factors may have caused a drop in
             people’s outlook to saving.
               “We saw 46% of people regularly saving in the fourth
             quarter. That was around the lowest in two years,” said Mr
             McCabe.                                                       ver a quarter of      increase in traffic in border  would be buying clothes,
               “But I do think there are some seasonal issues at play      Irish    consumers    counties particularly during  while 34.97% intend on buy-
             there.                                                 Ointend on doing at          weekends.                    ing perfume or make-up,
               “Obviously, Christmas season is here with us, so spending  least  some  of  their    “If you are likely to be  with    electrical   goods
             is probably more in the front seat and maybe saving’s in the  Christmas shopping out-  driving in the border area in  (18.57%) and consumer elec-
             back seat in the short term.”                          side of the state this year,  the coming weeks, you may   tronics (14.56%) also appear-
               Mr McCabe also said that Brexit is playing a role in invest-  according to a recent sur-  notice  an  increase  in  ing on most lists. Outside of
             ment sentiment.                                        vey.                         motorists who are less famil-  gift shopping, 33.54% of
               “Investment sentiment, all through this year for Irish peo-  In response to a recent AA  iar with the area so it’s  those shopping outside of the
             ple, has really been framed by Brexit,” he added.      Rescue survey of over 6,000  important to allow some      state intend on picking up
               “We have seen sentiment has been really under pressure  of its insurance customers  extra space between yourself  alcohol, while 33.20% will be
             for most of the year.                                  and members, almost 1 in 10  and other road users, particu-  buying food and groceries.
                                                                                                                                “If you are planning a trip
                                                                                                 larly in spells of poor weath-
                                                                    Irish respondents (9.17%)
               “We saw a little bit of a rebound this quarter so we saw  stated that they intend on  er.                      to Northern Ireland or even
             the investment index rise from 88 to 91.”" C
                                                                    making a trip to Northern       “Secondly, it’s important  the UK by car it’s important
                     Live Register Figures Down By                  Ireland for the purpose of   to remember that break-      that you prepare your car
                                                                                                                              properly and load any items
                                                                                                 downs can still happen and
                                                                    Christmas shopping in the
                            1.2% In November                        coming weeks. This figure    it’s important to consider   you’re bringing home into
               The number of people entering employment in 2018     represents a minor drop on   who you can call for assis-  the boot correctly and safely
             increased by 63,000, bringing the total employed in Ireland  2018, where 10.81% of those  tance if your car lets you  to avoid any accidents being
             up to 2.26m.                                           surveyed by the AA were      down while up north as your  caused by uneven weight dis-
               That’s according to SOLAS, the state’s Further Education  planning a cross-border shop-  local go-to option may no  tribution. Depending on the
             and Training Authority, which published the 2019 National  ping trip.               longer be a position to help.  weight of what you may be
             Skills Bulletin.                                          Meanwhile, the survey     While AA Members are auto-   buying, you may need to
               The increase in employment in 2018 is spread across  also found that some Irish   matically covered for a break-  adjust your tyre pressure
             many sectors, particularly for administrative support, educa-  people are planning on going  down in Northern Ireland or  ahead of the journey, but it’s
             tion and construction. In terms of occupations, growth in  further afield in the hopes of  the UK not all providers offer  also important to be security-
             employment has been particularly focused on professional  making savings on their   the same benefit.”           conscious if leaving your car
             occupations and those in skilled trades such as construction  Christmas essentials. 4.30%  In total, the survey found  unattended while the boot is
             trades and chefs.                                      of those surveyed stated that  that just under 26.68% of  full of presents,” Faughnan
               Speaking on the publication of the report SOLAS CEO,  they will make a trip to Great  people will leave the state in  added.
             Andrew Brownlee said: “The National Skills Bulletin pro-  Britain, broadly similar to the  the coming weeks ahead of  “Whether you’re shopping
             vides an essential source of information on the labor market  level seen in 2018, with  Christmas, with the vast  in the state or driving across
             in Ireland and the skills needs of the economy. With the like-  3.80% planning a trip to con-  majority of these doing so in  the border, it’s important to
             ly impact of Brexit yet to be fully understood, the National  tinental Europe – up from  order to carry out Christmas  be mindful about leaving
             Skills Bulletin provides an excellent insight into the current  3.12% in 2018.      shopping.                    your car unattended during
             standing of the workforce which will assist with any educa-  Conor  Faughnan,  AA      For those planning on     shopping trips in the weeks
             tion and training interventions that may be required into the  Director of Consumer Affairs  doing some Christmas shop-  ahead. Opportunistic thieves
             future.                                                said: “While the percentage  ping   outside  the   state,  are likely to be checking car
               “By providing 300,000 further education and training  of those planning a cross-bor-  clothes, alcohol, food and  parks over the coming weeks
             places each year SOLAS is striving to meet the needs of  der  shopping  trip  this  electrical good are among the  for unlocked vehicles so
             learners, employers and communities. SOLAS and the     Christmas     season    has  items most likely to be on   always double-check that you
             Education and Training Boards have recently adopted a  dropped slightly, we can still  their shopping lists.     have locked your car before
             more strategic, multi-annual approach to planning and fund-  expect to see a large number  Of those who stated they  you leave it and that any pres-
             ing which will further enable the sector to respond to these  of people travelling north in  will be shopping abroad,  ents you’ve bought aren’t eas-
             findings.” C                                           the weeks ahead and an       56.39%   stated  that  they  ily visible to passers-by.” C
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